Retirement Planning, To Avoid Future Trouble

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Retirement requires careful planning and is not merely funded. Chances are you will have chaotic habits without clear plans for this next step of life, waste more time doing nothing at home, or watch inane television sitcoms. Financially and otherwise, retirement is hard work. Jump-start by downsizing your retired life. By now, decades of accumulating widgets have cluttered your personal space and mental space. Time to clear out all cobwebs, literally and metaphorically!

List out Things Owned

List out Things Owned

Begin by making an inventory of all things owned. It is a time-consuming and difficult task, to be done after careful consideration. Make different categories and then segregate available things under them. Categories can be furniture, books, gadgets, and more. Don’t forget unused things in your garage or loft or basement. This gives a clear idea of what has accumulated over the years. Sometimes, there are even duplicates. Often, we forget the old stuff and buy things again, ending up with five Christmas light sets and six dinner dish sets.

Where do you start?

Where do I Start
Where do I Start

Though making a list is a good start, a clear idea of where to begin is essential. Else, you end up clueless about where to begin. As the task is huge, it could be intimidating if you do not know where to begin. You may start with the kitchen which gives you breathing time to come to terms with things that make you emotional. Or you could postpone it till you face specific issues.

Sell, Gift, or Throw Away!

Sell, Gift, or Throw Away!

Once your list of things is ready, assess what items you still need now. Obviously, there are plenty of things you want to trash, give away, or sell-off. If you sort out these things, place them in the right categories, and begin work. Identify things you wish to throw away. Do not throw away anything recyclable. Then separate items to drop off at the nearest Goodwill or Salvation Army Store. Finally, assess what you could sell-off. Take attractive pictures, place them on the Internet for buyers to evaluate.

Resetting your Closet

Resetting your Closet
Resetting your Closet

The closet is the most cluttered. Organize your closet by rejecting clothes not worn at all. But you might find it difficult to remember which clothes you wore recently. Use this hanger trick and place your clothes in hangers but facing backward. After wearing them, turn them around. After three or six months, review which clothes still face backward. You will have identified your least favorite clothes! Consider giving them away, if somebody finds them useful? This helps to re-organize your closet and also find space for new clothes.

Celebrate With a Party

If downsizing is a tiring and depressing time, how about making it cheerful? Invite friends to come over and help you and the party later. Also, if planning to give away or sell, request them to select something. It is a great incentive for coming over and helping you clean up and downsize. And possibly serve some wine and cheese later? At the end of this exercise, you will be happier to clear up the clutter. More clutter only stresses out our minds. You will have generated extra space for new clutter more important for you now. So gear up and be positive about de-cluttering. That should take away all stress!

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